Did you know that theft of personal information occurs every 22 seconds? This means that by the end of reading this sentence, someone is likely to have been stolen. At best, theft of personal information takes your time and patience. However, in many cases, theft of personal information can lead to serious results, such as losing your financial account control, your credit score affected, and losing a lifetime savings.
However, it does not need to be statistical. By understanding how the identity thief works and how to implement a smart protection strategy, you can create your personal data in a too challenging fortress for cyber criminals to violate. From the insight of the Federal Trade Commission (FTC) theft awareness of personal information, I will introduce the strategy supported by experts to protect your most valuable assets.
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Hacker illustration at work (KURT “Cyber ​​Guy” Knutsson)
Lesson 1: Theft of personal information is more common than you think
The identity thief is spending more time than ever, as many of our lives have moved online online. Your most important accounts (banks, credit, social security) are all digital. A thief doesn’t have to know much about you to steal your identity. Just a part of personal information is sufficient. According to the Judicial Statistics Bureau, 24 million Americans reported on personal information in the last 12 months. One in three Americans (more than 110 million) has experienced personal information for a lifetime. The parts that many people have not noticed are as follows. You may have already been the target. Maybe your identity has been stolen, the thief failed, or your good online habits have saved you without knowing you.
Hacker illustration at work (KURT “Cyber ​​Guy” Knutsson)
Do you think you are safe? Theft of personal information can be a wiped out of your life.
Lesson 2: You can protect yourself from theft of personal information
There is no need to spend a lot of money to prevent theft of personal information. Professional services are useful, but most of the things you need will return to better habits and perceptions. Here are some simple steps that you can take today:
1) Check your account regularly: Transactions, credit cards, social security accounts did not confirm, failed login trials, password reset requests, and password reset request.
2) Pay attention to email: Find a letter about your account, notification of data infringement, and a transaction outline that does not match the record.
3) Monitor the reception tray of e -mail: Check the password reset email that you did not request, check the new accounts that are not open, and check the receipt of the purchase that you did not create.
4) Use 2 factor authentication (2fa): 2FA adds additional security to account. Even if a thief has a password, it cannot be logged in without the second step, as in the code sent through text messages and application -based verification. It may take extra time to log in, but it is worth it. 2FA dramatically increases account security.
5) Check your credit report every year. To get a free credit report once a year, access the annual CreditReport.com. Use it to find suspicious activities early. If you see something unusual, take action immediately.
6) Use a powerful password: Use complex passwords and password manager to protect your online account. A powerful password is the first defense line against cyber threats.
7) Stop over -shaang: Limit personal information shared on social media or other platforms. It is a treasure trove for cyber criminals who use it to create a compelling fraudulent campaign for you.
Illustration of the need for digital security (KURT “Cyber ​​Guy” Knutsson)
10 signs Your identity has been compromised
Lesson 3: Know what to do if your personal information occurs
Almost half of the Americans do not know how they will respond if they are sacrificed to theft of personal information. Acting quickly can make a big difference. What should this do:
1) Contact the affected organization: If you notice something unusual, such as suspicious fees or unfamiliar accounts, contact the company immediately. They will guide you through protecting your account.
2) Change password: Use the affected account and the same qualification to update the affected account password. Use a strong and unique password for each account to avoid further risks.
3) Report theft to the FTC: Access IDtheththeft.gov, report the ID of ID, and acquire a personalized recovery procedure.
4) Use of theft protection service of personal information: Personal information stolen companies are used to monitor personal information such as social security numbers, phone numbers, e -mail addresses, etc., sell on a dark web or open accounts. You can warn if you are. In order to prevent criminals from further fraudulent use, it can help freeze banks and credit card accounts.
One of the best parts that uses some services is to cover up to 1 million dollars and the US case manager to collect losses to cover the loss and legal expenses. You can include a fraud solution team. See my hints and best choices on how to protect yourself from theft of personal information.
Bonus Hint: Invest in personal data deletion service
Data infringement often begins with personal information that can be easily obtained online. People search for sites and data brokers and collect and sell this information, including your name, address, phone number, etc. Can I delete the data? Yes, but it’s difficult. It is overwhelming that these companies do not make it easier and to manage hundreds of sites to remove.
Instead, consider using the personal data deletion service. There is no service that promises to delete all data from the Internet, but it is great to delete the deletion service when monitoring and automating the process of continuously deleting information from hundreds of sites over a long period of time. is. Please see the top pick of the data deletion service.
Mobile phone nightmares will lead to a battle for transplanted numbers, theft of personal information, and recovery.
Important take -out of cart
Looking at it, the theft of personal information is scary, but you are not powerful. By staying wisely and aggressively, you can dramatically reduce risk. Think to protect the identity that locks the entrance door. It is a good common sense in today’s digital world. At the end of the day, a little recognition was very useful, reading this article and taking the first step. Now, take what you have learned, apply it, and make it safe from cyber criminals.
Did you find yourself in a situation where you felt vulnerable to theft of personal information? Please write on Cyberguy.com/contact.
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